As an employee working in India, you’re probably well aware of the Employees’ Provident Fund (EPF) account that’s managed by the EPFO (Employees’ Provident Fund Organisation). Your UAN (Universal Account Number) number is a unique identification number issued by the EPFO to keep your EPF accounts unified. Unlocking your EPF benefits by activating your UAN number is crucial to accessing your funds as and when you need them.
What is UAN Number?
When you join a new job or initiate an EPF account, your employer generates a UAN number specific to your account. This UAN is generated by the EPFO based on the company’s PAN (Permanent Account Number), and it remains unchanged even when you change jobs. It’s essentially a unique identifier linked to your PF account, allowing you to track and consolidate your EPF accounts seamlessly.
Why Activate Your UAN Number?
Unified PF Account Management: With your UAN active, you can manage your EPF account independently, making it easier to access and keep track of your contributions, balance, and statements.
EPF Balance Transfer and Consolidation: UAN activated accounts can facilitate the transfer and consolidation of PF balances across different employment stints, helping you track and manage your funds effectively.
Withdrawal Access: With an active UAN number, you can access your EPF benefits via various withdrawal options, including retirement withdrawal or premature withdrawal (with specified approval).
Late Payment or Missing UAN Number Identification: An activated UAN number allows the EPFO to track your accounts effortlessly, making it easier to identify late or missing payments and ensure that you’re not penalized.
A Step-by-Step Guide to Activating Your UAN Number
Step 1: Find and Note Your UAN Number
To start with, you need to locate your UAN number. You can check with your HR department or previous employers for information on your UAN. You might also find it printed on your Form 16 or Form 25 (PF Form). Jot down your UAN number; you’ll need it to complete subsequent steps.
Step 2: Visit the EPFO Member Portal
Step 3: Register/Log in with Your UAN
Step 4: Verify Your KYC Information (if Required)
Step 5: Activate Your UAN
Step 6: Confirm and Print Your UAN Number
Additional Tips to Get the Most Out of Your UAN Number
Keep your UAN and KYC information up-to-date and accurate.
Use your registered mobile number or email address for EPFO communications to prevent missing important notifications.
Check your UAN account regularly to monitor account movements and updates.
Carefully manage your account activities to avoid any penalties or missed benefit opportunities.
Conclusion
FAQs
What do I do if I lost or cannot find my UAN number? Contact your previous employer, check your Form 16, Form 25, or contact the EPFO local office for assistance.
Can I update my UAN number if it’s incorrect or inaccurate? Yes, go to the EPFO member portal, navigate to the “Edit Employer” section, and make necessary updates. Ensure you have your original documents with you for verification purposes.
I have multiple PF accounts with multiple employers. How can I consolidate these accounts? With your UAN number activated, you can link or consolidate your accounts via the EPFO member portal or through an ECS (Electronic Clearance System).
How do I get help when facing issues with my UAN activation or account management? Get in touch with your local EPFO office, or call their assistance number (011-23531535) for technical assistance.